Isabel Jones, realtor, Dwell Realty Group

Kitchen and dining areaIf you’re a seller, you’ll get a lot for your home and sell it fast — it’s your dream situation. If you’re a buyer in this market, then it’s a different picture. If a buyer isn’t prepared, the process can be complicated and discouraging. The good news is that for every problem, there is a solution. Here are a few tips to make your next home purchase easier.

Have your finances in order.

Get in touch with a good lender that can tell you how much you can truly afford. Then repair any credit issues prior to putting in an offer. There are some areas that offer a zero-down program in Cache Valley, but with others, you may need a down payment, so plan accordingly. Once you have been pre-approved, get a pre-approval letter and have it on hand. When a seller is looking at multiple offers, they will likely go with a buyer who has a letter showing they’re ready versus one who doesn’t.

Be smart and be ready to jump.

The strategy of getting a home for lower than the asking price is one that might not work in this competitive market. Be smart and only look for homes in your price range. When you see a home you love, jump on it — in this market, homes don’t last long. If the home is brand new on the market, and the competition is fierce, I always encourage the buyer to come in with a strong opening offer.

Find an experienced realtor.

Typically, you as a buyer don’t pay the realtor, the seller does. Hiring an experienced realtor will exponentially improve your chances of finding and getting the home you’ve been dreaming of. Realtors know the ins and outs of the process — trust them.

Since Cache Valley home inventory is at an all-time low, realtors have a major advantage because they have more access and valuable insight into upcoming inventory. Working with a realtor will take the stress off the entire process and will save you time.

If you’ve been considering selling or buying a home, do it! The timing has never been better. If you’re prepared, it could be the best decision you make this year.